LTD after two years then any occupation

[paul m]

Hello danoc86 and welcome. Many Insurance Companies used to use the two yr and out clause very freely saying if you can work at any occupation your out after two yrs. and Some still try. That is not necessarily true. The MDAO has a guide on the subject which can explain your rights better than I can , go to https://mooddisorders.ca/guide/guide...erm-disability . I wish you well on your recovery. Take Care. paul m

[AJ]

Hi danoc86. I just wanted to welcome you to the forum.

[danoc86]

Hi

just wanted to know peoples experience after the two year mark have one year to go and feel not much better? just would like some advice or recommendations?